Topics on this page: Portland Oregon Vet Loan | VA Home Loans Oregon | Oregon Real Estate for Veterans | State of Oregon Veteran Loans

Oregon VA Loans

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An Oregon VA home loan can save you money by giving you an excellent rate. It also requires no monthly mortgage insurance. Because it is easier to qualify for a VA military loan as compared to a conventional mortgage, individuals with poor credit have an advantage. See the chart below for more information about how a veteran loan can help you.

  • No down payment is required when purchasing a home.
  • The VA real estate loan is guaranteed with no money down for any amount up to $417,000
  • If you have bad credit, you are likely to get a much lower rate with a VA loan compared to a conventional loan. If you have been improving your credit history for the past year, you may be able to get the same low interest rates that are available to those with good credit.

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  • There is no monthly Mortgage Insurance required for a VA home loan, even if your Loan-to-Value is 100%.
  • VA mortgage loans are often assumable. This makes reselling your home easier.
  • The VA has released a hybrid ARM product. Veterans now have a choice of either a Fixed rate or an Adjustable rate VA mortgage.

For Oregon veterans, there is no better product than the Oregon VA loan. It will save you money by offering the best rate possible. This loan also paves the way for Oregon veterans in any financial situation to be able to achieve the dream of home ownership.